Social Security's cost-of-living adjustment for 2027 stands at 3.5% to 3.6%. This range derives from various outside projections as of September 14, 2026. The New York Times has reported an estimate of 3.6%. The Senior Citizens League forecasts a 3.5% growth. ConsumerAffairs also projects 3.5%. All sources point to similar expectations for the COLA.

The Social Security Administration will make the official announcement in about one month. The exact date remains unclear, but it is anticipated soon. Beneficiaries will find out the exact adjustment amount for 2027 payments.